We're making the bank you can build on
Our platform makes it simple, quick, and cost-effective to develop and launch financial products.
The power of a bank + modern SaaS technology
Build on the secure and regulated infrastructure of a bank and seamlessly embed financial products into your app via modern APIs.
Griffin is currently seeking authorisation to become a UK bank with the PRA and the FCA.
Our platform
Experience a full-stack Banking as a Service platform that includes
Customer onboardingLiveAutomate your KYC/KYB processes (including AML and anti-fraud checks) with Verify, our end-to-end onboarding solution for fintechs.
Safeguarding accountsComing soonStay compliant with safeguarding regulations and offer designated white-label deposit accounts for each of your customers. Perfect for EMIs and PIs.
CardsComing soonGive your customers more options for accessing their funds with branded debit, prepaid, and digital cards.
Client money accountsComing soonStreamline reconciliation with segregated CASS-compliant term and demand deposit accounts, with individual account numbers and sort codes.
PaymentsComing soonAccess all the UK's major payment rails, including FPS, Bacs, and CHAPS, with FX payments in the pipeline.
Direct banking for fintechs
Manage your money with fintech experts. Once authorised, our BaaS customers can get access to operational accounts and flexible credit.
Operational accounts
GBP business current accounts with as many sub-accounts as you need.
Credit and lending
Get the credit you need to grow your business with rolling overdrafts and secured lending.
Data-driven partnership
Our insight means we will offer competitive terms as a long-term stable banking partner.
The Griffin difference
More powerful than middleware
No more piecing together infrastructure from a dozen different providers. We're the one-stop shop for bank accounts, payments, cards, and more.
Get to market quickly
Onboarding takes days, not months, with our frictionless self-service setup. Pay-as-you-grow pricing means no surprises and lower upfront costs.
Compliance made simple
Our KYC/KYB technology and in-house expertise make it easy to manage risk with real-time visibility on your customers and their transactions.
Scalable and flexible
100 customers or one million, retail or business – whatever you're building, our platform is designed to scale with you.
API-first and developer focused
We aim to be the bank for builders and get you coding fast.
Sleek, modern APIsUsing clean JSON over REST.
- Immutable architecture
Core banking system based on a durable event log.
- Best-in-class technology
Cloud native, built on modern infrastructure.
- Clearly documented
Simple, comprehensive API reference and guides.
- Developer sandbox
Start testing right away – no fees, no sales pitch, no NDAs.
GET /v0/legal-persons
Host: api.griffin.sh
Content-Type: application/json; charset=utf-8 {
"legal-person-type": "corporation",
"display-name": "Example Fintech Limited",
"created-at": "2022-08-31T12:14:14.631Z",
"application-status": "accepted",
"latest-decision": {
"decision-notes": "No red flags",
"decision-outcome": "accepted",
"created-at": "2022-08-31T12:14:59.402Z",
"decision-maker": "automatic"
}
} 
Our platform is built for
UK fintechs
Innovative fintechs that have distinctive regulatory, compliance, and banking needs.
EMIs & PIs
Institutions that offer e-money services like cards, payment aggregation, escrow services and more.
Wealthtech firms
Regulated firms that are subject to client money requirements, such as trading and investment apps.
Streamline customer onboarding with Verify
Keep your business and your customers safe with automated onboarding and screening, supported by our team of compliance experts.
Customer onboarding
Wave goodbye to manual onboarding and use Verify to automate KYC and KYB, including all AML and anti-fraud checks.
Support from domain experts
Our compliance team keeps the platform up-to-date in an ever-evolving regulatory landscape.
Reporting and insightsComing soonCreate dashboards to quickly collate data on your customers and manage risk.
Transaction screeningComing soonScreen continuously for sanctions status changes and block potential target matches in real-time.
What our customers say
Our goal has always been to solve problems for consumers using technology that makes running their lives and businesses easier.
We are thrilled to partner with Griffin to replace manual processes with simple, innovative technology that delivers value to customers. We're growing fast, and Verify is poised to help us safely and efficiently take on new customers at scale.
Our mission
Help the next wave of fintech unicorns get to market quickly and scale with control and ease.