Direct banking for fintechs
Manage your money with experts who understand your business. Griffin is currently seeking authorisation to become a bank with the PRA and the FCA and we plan to offer operational accounts and flexible credit options to customers of our Banking as a Service platform.
A fintech-focused partner
We’re developer-led, startup friendly, and invested in helping you grow your business.
One powerful platform
Get full-stack Banking as a Service, plus all your operational banking needs under one roof.
Secure customer accounts
Unlimited safeguarding or client money accounts for your customers.
Get the support you need on your schedule, via chat, email or phone.
Our direct banking services
GBP business current accounts, with as many sub-accounts as you need and free transfers between them.
Credit and lending
Borrow money to grow your business at competitive rates, with flexible overdrafts and secured lending.
Built-in payment rails
Send and receive money for yourself and your customers via FPS, Bacs and CHAPS. Learn more about payments.
Interest earning, protected deposits
Once authorised, all deposits will be covered by the Financial Services Compensation Scheme (FSCS) with options to earn interest on your funds.
Are we a good fit?
Who we support
Our banking services are designed for UK fintechs that want to offer regulated financial products via our Banking as a Service platform. We don’t provide banking services to consumers or businesses directly. You’ll also need to be a registered UK company limited by shares (Ltd). For more detail, see our eligibility page.
Your deposits are protected
Once authorised, we will be covered by the Financial Services Compensation Scheme (FSCS). Deposits held at Griffin would be protected by the FSCS up to a value of £85,000 per depositor. The FSCS imposes some eligibility restrictions. Visit the FSCS website to learn more.